Successful investing depends on three things: a goal, a diversified portfolio and staying the course with your long-term plan.

SHC’s Target Date Funds can help you with each of these important tasks, which may make it easier to reach your desired goals.

Asset allocation is your mix of stock, bond, and cash investments. It has the biggest impact on how your portfolio will perform over the long run, so it’s the most important investing decision you’ll have to make.

Target Date Funds make your initial asset allocation decision simple. Each fund has an asset mix that’s appropriate for someone planning to achieve a desired goal in the target year. Simply pick the fund with a target date and you get an allocation that’s appropriate for the number of years you have left to save.

For example, Target Date 2036 Fund is designed for investors who expect to achieve a desired goal in about 25 years. It currently invests mostly in stocks, which makes sense when a set goal is decades away. Even though stocks are riskier, they offer the best chance of growth. In contrast, SHC Target Date 2016 Fund is for investors who expect to achieve a desired goal soon, so it emphasizes on less risky bonds that produce income.

More information on Target Date Multi Asset Funds

FAQs

Saudi Hollandi Capital is an authorized person under CMA license number 07077-37.
This material is for information purpose only and is not to offer or solicitation to buy or sell any security, enter into any transaction or to participate in any trading activity.
Investing in SHC funds is not the same as placing deposit with a bank, as the underlying net asset value can go down as well as up.
Fees mentioned in the T&C will be applied. Changes in currency rates may have an adverse effect on the value and the price of the investment. To ensure proper understanding of the fund and its suitability for you according to your risk tolerance, we recommend that you seek a specialized investment advisor.
More information about the fund and the risk associated with investing in them are available in the terms and conditions applicable to that fund. These terms and conditions can be obtained from any of SHC’s branches or SHC’s website. At any time SHC or its affiliates may have a position in the underlying securities or provide significant advice or securities business services to the issuer of those securities.